Who can benefit?

Almost anyone, if you are over 18 and a UK resident, subject to status and usual credit checks. You don’t have to belong to a membership plan and you don’t need to be a regular visitor at this practice. Access to facilities will be subject to an online credit application.

What can I use it for?

You can use our finance options for just about any treatment we provide, although they’re particularly suited to cosmetic, restorative, orthodontic and dental implant treatments.

Please ask a member of the team for more details.

What’s the minimum and maximum I can finance?

Our range of finance facilities cover any treatment which costs over £350* and up to a maximum of £25,000.  Loan amounts of £1000 and under can only be financed over a maximum of 6 months.

How do I make the repayments?

Much like any other finance facilities, you repay them in monthly payments over an agreed term. These payments are collected by Direct Debit.

How much will I pay?

With our interest-free facilities, you pay the cost of your treatment – no more, no less. We can provide you with a quotation that shows the monthly payment over the term of the loan. There are no hidden costs and an upfront deposit isn’t always necessary.

What are the repayment terms?

Designated members of the practice team will be able to go through the three terms so you can decide which option is appropriate for you, six, ten or twelve months.

How do I apply?

Once your treatment plan and costs have been agreed, you’ll be able to complete an easy-to-use online credit application.

How long does approval take?

The application takes just a few minutes to complete and the decision is given instantly. If your application is approved, we can schedule treatment following the mandatory 14-day ‘cooling-off’ period.

Who is the credit provider?

The dental practice, Medenta Finance Limited and V12 Retail Finance Limited are credit brokers and not lenders. Medenta introduces practices to V12, V12 only offers credit products from Secure Trust Bank PLC.

What if the cost of treatment changes?

We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decrease, options can be discussed with the credit provider.

How often can I use the facility?

You can apply for finance for each course of treatment, subject to the usual credit check.